Bankruptcy Law

We at Ashley F. Morgan Law, PC, are here to help you get the debt relief solutions you need to get the fresh start you deserve. The First Consultation is FREE.

Effective, Dedicated & Insightful Legal Help Now Serving Northern Virginia

At Ashley F. Morgan Law, PC we understand that you are going through a difficult time and are mindful of both your emotional and legal needs. Our goal is to help you overcome your financial and/or legal difficulties as quickly as possible. Our bankruptcy attorneys in Northern Virginia always treat you and your family with the respect and compassion that you deserve.

Call 703-880-4881 for a free bankruptcy & debt consultation

As a leading bankruptcy law firm in Northern Virginia, we are frequently asked how to get out from under the burden of debt. We regularly help individuals in Fairfax, Loudoun, Prince William, and Arlington Counties file bankruptcy.

Living with overwhelming debt is stressful, it can cause you to feel overwhelmed and hopeless. Prior to filing bankruptcy, many of our clients were receiving past-due notices in the mail, dealing with high credit card balances, being harassed by creditors, having their wages garnished, and were at risk of losing everything. Debt weighs you down and prevents you from getting ahead in life.

At Ashley F. Morgan Law, PC, we are an experienced bankruptcy law firm in northern Virginia that is dedicated to helping you find a debt relief solution that works for you. We can eliminate your debt, get you back on track, and help you enjoy a fresh start on your financial well-being. For some people bankruptcy can help bring a fresh start and provide a way that can help manage their finances. One of our experienced bankruptcy attorneys will be able to review your situation and determine if bankruptcy is a viable option for you.

Some people may view bankruptcy as an admission of failure or as a punishment for being unable to pay bills. People that believe this do not understand what bankruptcy is about. Bankruptcy is a tool that helps consumers deal with overwhelming debt. It was written into federal law because the government understands that some people get into financial difficulty and need a way out. Our bankruptcy attorneys want to make sure you understand your rights.

Bankruptcy is not a punishment or an admission of failure. It is a legal proceeding and a financial decision that relieves a debtor of some or all of their obligations to repay their debt, so they can afford to pay their basic living expenses. Although bankruptcy is not the best option for everyone, it provides many people with the fresh financial start that they need to move forward. We want to be the lawyers that help you find the right option for your situation, whether or not that includes filing for bankruptcy.

Convenient Office Hours

Trust Ashley F. Morgan Law, PC when you need effective bankruptcy relief in Virginia. We provide convenient office hours to meet your busy schedule, including evening and virtual appointments for clients. Our experienced bankruptcy attorneys want to help you create a plan to help you enjoy a fresh financial start, save your home from foreclosure, or protect your legal rights in court.

What can our Law Firm in Chantilly do for you?

Our team at Ashley F. Morgan Law, PC in Chantilly will look over your situation with you and ensure that you understand all of the legal options available to you. Although no one tries to go bankrupt, life changes may make this the only viable option. Medical problems, divorce, and economic downturns are things that no one plans. Unfortunately, debt won’t disappear by pretending it doesn’t exist. You need relief from the burden of debt, and it isn’t always possible to pay certain debts that have spiraled out of control. Our bankruptcy attorneys have the experience and dedication to help figure out the best solution for your situation.

Disclaimer: This law firm is a Debt Relief Agency. We help people file for bankruptcy relief under the Bankruptcy Code.

You have choices

Consumers have choices concerning the type of bankruptcy assistance that may help their situation. Consumers typically file either under Chapter 7 or Chapter 13. Both options usually stop any collection activity against you, end any garnishments, stay/stop pending lawsuits, and give you some time to regroup.

When you file for Chapter 13 bankruptcy, you do not typically lose your assets because you fund your repayment plan through your income. When you file for Chapter 7 bankruptcy, you can usually protect certain property that maybe be exempt by state or federal law. For example, you can usually protect your retirement savings, most household goods, clothing, and even your personal motor vehicle (up to certain limit).

Bankruptcy is a legal tool to wipe out and eliminate the burden of debt, allowing you to begin to rebuild your credit. Our experienced bankruptcy attorneys can review your situation and explain the benefits and drawbacks to filing bankruptcy related to your particular situation. Our offices in Chantilly, Va are conveniently located close to Route 28 and Route 66. We help individuals living in Herndon, Reston, Burke, Fairfax, Annandale, Sterling, Woodbridge, Stafford, Chantilly, Centreville, Manassas, Springfield, Ashburn, Dulles, Leesburg, and other northern Virginia cities.

NACBA: National Association of Consumer Bankruptcy Attorneys

What Our Clients Say About Our Services

      EXCELLENT  
   Based on 181 reviews 
    
 
 
 
   
 
 
       Posted on Google  
   
   Nicole Mallory 
 July 2, 2025
 
 
 Trustindex verifies that the original source of the review is Google. This was my first time filing bankruptcy and I was so scared at first. Ashley Morgan, Arthur Rosatti, and Felisa Aguilar were so patient, thorough, and understanding throughout the whole process. Big shoutout to Arthur for being patient with me, for several months, while I got my affairs in order before filing. He was able to pick up right where we left off with no delays. This practice takes a lot of stress out of whole process. I highly recommend them should you consider bankruptcy. I am able to have a second change for a fresh start. Thank you once again.
  
 
      Posted on Google  
   
   Ardenvale Consulting 
 June 14, 2025
 
 
 Trustindex verifies that the original source of the review is Google. Helped me a lot when I was in a bad place. Super nice and easy to work with. Thank you 🙏🏼
  
 
      Posted on Google  
   
   Estela Hernandez 
 June 13, 2025
 
 
 Trustindex verifies that the original source of the review is Google. Would Highly recommend. They made the process smooth and easy for us. They explained everything step by step so we understood what to do next. They were nice and willing to answer any questions we had.
  
 
      Posted on Google  
   
   Jennifer Aguilar 
 June 12, 2025
 
 
 Trustindex verifies that the original source of the review is Google. Phenomenal Experience – Grateful for Arthur and Felisa!

Filing for bankruptcy was an intimidating and overwhelming process, especially since it was our first time. But from the beginning, Attorney Arthur and Legal Assistant Felisa provided the guidance, clarity, and support we desperately needed.

They were professional, compassionate, and incredibly knowledgeable. Felisa was always quick to respond to our questions and made sure we understood every step of the process. Arthur’s expertise gave us confidence and peace of mind, especially during our creditor meeting, which went smoothly thanks to their thorough preparation.

We genuinely could not have done this without them. What felt impossible at first became manageable with their help—and we are truly thankful for their hard work and dedication. If you’re looking for a team to help you through bankruptcy with care and competence, look no further. We highly recommend them and will gladly refer anyone we know in need of assistance.
  
 
      Posted on Google  
   
   Mantas Stonys 
 June 2, 2025
 
 
 Trustindex verifies that the original source of the review is Google. Great experience , very helpful and informative . Would recommend for sure!👍
  
 
      Posted on Google  
   
   Elizabeth Carcamo 
 May 23, 2025
 
 
 Trustindex verifies that the original source of the review is Google. Ashley Morgan and her team were amazing in guiding me through a difficult decision! I’m grateful I found Ashley who helped me through this journey and made everything very easy.

I was scared to go through this process but Ashley definitely made feel comfortable with my decision! This whole process was scary but they will help you with every step of the way!

I finally feel financially free! Thank you Ashley and team.
  
 
      Posted on Google  
   
   Rob M 
 May 16, 2025
 
 
 Trustindex verifies that the original source of the review is Google. Ashley and her team helped make the entire process seamless.
  
 
      Posted on Google  
   
   Reyonda Smith 
 May 16, 2025
 
 
 Trustindex verifies that the original source of the review is Google. Working with Ashley Morgan and her team was truly a lifesaver during one of the most difficult times in my life. From the very first consultation, they treated me with compassion, professionalism, and respect. Ashley took the time to explain every step of the bankruptcy process in clear terms and made sure I felt informed and supported throughout the entire experience.

What really stood out was how responsive and thorough her entire team was. Whether it was answering questions, helping me gather documents, or preparing for court, they never missed a beat. I never felt like “just another case” — they genuinely cared and made the entire process as smooth and stress-free as possible.

Thanks to Ashley Morgan Law, I’ve been able to start fresh and rebuild my financial life with confidence. I highly recommend this firm to anyone in need of honest, experienced, and compassionate legal help with bankruptcy.

FREE CONSULTATIONS

Bankruptcy

Tax Resolution