Chapter 13 910 Cramdown: What It Is, How It Works, and When It Actually Makes Sense
Chapter 13 910 Cramdown: What It Is, How It Works, and When It Actually Makes Sense If you’re considering Chapter 13 bankruptcy and you have a car loan, you’ve probably come across the term “cramdown.” On the surface, it sounds like a great deal: reduce your loan to what the car is worth and pay […]
Why Bankruptcy Stigma Delays Action … And Why That Stigma Is Wrong
Why Bankruptcy Stigma Delays Action … And Why That Stigma Is Wrong For most people, the biggest obstacle to filing bankruptcy is not eligibility. It’s not cost. It’s not even the paperwork. It’s stigma. By the time many people call our office, they have spent months — sometimes years — trying to avoid even having […]
Should I File Bankruptcy Before or After a Judgment?
Should I File Bankruptcy Before or After a Judgment? Many people don’t seriously consider bankruptcy until a creditor files a lawsuit. By that point, the stress is real and the questions become urgent: Should I file now?Should I wait?Does a judgment make bankruptcy worse? The truth is this: bankruptcy can help both before and after […]
Can Bankruptcy Stop an Eviction?
Can Bankruptcy Stop an Eviction? Facing eviction is one of the most stressful situations a tenant can experience. If you’ve fallen behind on rent, you may wonder whether filing bankruptcy can stop your landlord from evicting you. The short answer is yes—bankruptcy can stop or delay an eviction—but timing is everything. If you are considering […]